The platform

Three surfaces, one ledger of record.

NYRALINK ships the customer wallet, the merchant collection tools and the operations console as one system, so every movement of value has a matching double-entry record.

Customer

A wallet that behaves like a bank account

Account creation with tiered KYC
cNGN wallet with deposits and withdrawals
Wallet-to-wallet transfers
Full transaction history and receipts
Payment links and QR checkout
Upfront fee and exchange-rate disclosure
Support and dispute reporting

Merchant

Collections, settlement and reconciliation

Guided business onboarding
Payment links, QR codes and invoicing
Webhooks and API notifications
Refunds and partial refunds
cNGN or naira settlement preference
Reconciliation and payout reports
Staff roles and granular permissions

Operations

The console behind the platform

Admin console and transaction review
Compliance alerts and wallet screening
Account tiers and transaction limits
Manual payout approval workflows
Ledger reconciliation dashboards
Incident management
Full immutable audit log